I understand returned payment fees for checks, but I’ve never been charged for having a credit card decline.

Stupid of me to sign up for auto-payment when I use my credit card for gas, I guess.

    • andros_rex@lemmy.worldOPEnglish
      2·
      6 days ago

      Yep! I actually closed my account pretty much immediately afterwards, and went with a local credit union which has been consistently great! They gave me a really good rate when I needed a car loan, have floated me if I was a little short before my direct deposit came in…