I can afford my car, it’d cost me 5-7k a year if I had to rebuild the transmission every year. Mostly I get by on <3k a year all in since it’s depreciated and my insurance is like 20 EUR a month and I do my own repairs. This with a notorious German money pit that will be celebrating its 20th next year.
However
I’d still take the motorcycle if I could. Seems way more fun. But now I’ve got a 2 year old so that plan’s on pause for several years. I had a nice older Ducati Monster picked out before I got coaxed into this, which I was fully expecting to not be very sensible lol
As a European with very decent public transit and bicycle options, I feel like an idiot for getting a Mazda 3 half a year ago. I really should have tried to make do with a nice cargo bike. Could’ve been hundred of Euros going into my ETF instead of payments, insurance and so on.
Oh well, at least I don’t anticipate a lot of trouble from my Mazda.
I’m a retired Brit living in the middle of the Welsh Marches, 10 miles from the nearest town. There is no public transport. Having a car is vital out here and I dread the day my 13-year-old Tiguan gives up the ghost.
Similar distance from town but in Australia. My 2002 Verada and 1996 Magna just keep on going. Look after them and they’ll usually look after you. Not sure how much built in obsolescence might be in a Tiguan though. Might be old enough to be predictable.
Well if it’s one of the direct injected petrol models, it’s prone to carbon buildup on the valves, which can be cleaned preemptively - if the buildup gets too bad, it can wreck the valves IIRC. If it’s a DSG rather than a conventional automatic or manual, those can be problematic depending on the exact version. Expect a couple grand to fix if it goes wrong. Any chain-driven VAG engine usually doesn’t have a very long lifetime on the chain and they’re a pain to replace.
I wish you luck with the Tiguan, but honestly if I was a Brit living in the countryside, I’d rather be driving a Land Rover. Not that I expect it to be less problematic than VW, I just think they’re cooler and it’s the one country where LR enthusiasts and independent workshops are plentiful.
Oh there’s a good reason I said “not that I expect it to be less problematic” lol
I just have bad experience with VAG cars and know many others who do too. I consider it to be about as horrible to own as JLR, without the cool factor.
Biggest car costs are insurance, taxes and big repairs as you said. In lots of countries those costs can go down if you choose the right car.
Other option of not owning a car, while varying in difficulty, include car pooling, taking the bus or other kinds of public transportation, moving near place of work or at least moving near public transportation lines.
I know people that spend the entirety of what would be their disposable income in a car they barely use. Which still beats the idiots bankrupting themselves to go on 1 hour traffic jams to avoid a 15 minute train ride. Don’t underestimate car brains.
7’000 per year for a car? How much are you driving? The average is “only” 14’000 miles per year (median much lower). At 5$/gallon and 25 MPG that are fuel cost of 2’800 $. The rest combined should be below the fuel cost.
Yeah … I have no idea how they came up with such a figure.
5-7k a year? If you need an engine or transmission replacement every year, maybe. Or if you have an expensive-to-maintain import (like OOP’s bimmer) and you take it to a specialist mechanic every time it has the slightest hiccup.
But for 5-7k a year, you could be entirely replacing the car every year.
Depreciation is the biggest loss for newish cars, but maintaince, fuel, tires, insurance costs come up quickly, often averaging 5-7K/year.
In much of America, not having a car means not being able to get to work or buy food.
If you can’t afford a car, you might be able to afford operating costs for a used japanese motorcycle.
I can afford my car, it’d cost me 5-7k a year if I had to rebuild the transmission every year. Mostly I get by on <3k a year all in since it’s depreciated and my insurance is like 20 EUR a month and I do my own repairs. This with a notorious German money pit that will be celebrating its 20th next year.
However
I’d still take the motorcycle if I could. Seems way more fun. But now I’ve got a 2 year old so that plan’s on pause for several years. I had a nice older Ducati Monster picked out before I got coaxed into this, which I was fully expecting to not be very sensible lol
As a European with very decent public transit and bicycle options, I feel like an idiot for getting a Mazda 3 half a year ago. I really should have tried to make do with a nice cargo bike. Could’ve been hundred of Euros going into my ETF instead of payments, insurance and so on.
Oh well, at least I don’t anticipate a lot of trouble from my Mazda.
Diesel or petrol? Skyactive diesel engines w/turbo needs one long drive a week to burn the particle filter if you do many short drives
I’m a retired Brit living in the middle of the Welsh Marches, 10 miles from the nearest town. There is no public transport. Having a car is vital out here and I dread the day my 13-year-old Tiguan gives up the ghost.
Simply buy a 20 year old honda.
I drive an 18 year old Honda with 250k km on the clock right now and it’s been sunshine and rainbows for the last 20K atleast
Similar distance from town but in Australia. My 2002 Verada and 1996 Magna just keep on going. Look after them and they’ll usually look after you. Not sure how much built in obsolescence might be in a Tiguan though. Might be old enough to be predictable.
Well if it’s one of the direct injected petrol models, it’s prone to carbon buildup on the valves, which can be cleaned preemptively - if the buildup gets too bad, it can wreck the valves IIRC. If it’s a DSG rather than a conventional automatic or manual, those can be problematic depending on the exact version. Expect a couple grand to fix if it goes wrong. Any chain-driven VAG engine usually doesn’t have a very long lifetime on the chain and they’re a pain to replace.
I wish you luck with the Tiguan, but honestly if I was a Brit living in the countryside, I’d rather be driving a Land Rover. Not that I expect it to be less problematic than VW, I just think they’re cooler and it’s the one country where LR enthusiasts and independent workshops are plentiful.
As somebody who primarily works on land rovers, LOL. They are certainly designed to keep us in business !
Oh there’s a good reason I said “not that I expect it to be less problematic” lol
I just have bad experience with VAG cars and know many others who do too. I consider it to be about as horrible to own as JLR, without the cool factor.
Biggest car costs are insurance, taxes and big repairs as you said. In lots of countries those costs can go down if you choose the right car. Other option of not owning a car, while varying in difficulty, include car pooling, taking the bus or other kinds of public transportation, moving near place of work or at least moving near public transportation lines.
Anyone who is broke because of their car obviously doesn’t have better options.
Two important things:
Just buy a house near your very stable and well-paying job, duh!
I know people that spend the entirety of what would be their disposable income in a car they barely use. Which still beats the idiots bankrupting themselves to go on 1 hour traffic jams to avoid a 15 minute train ride. Don’t underestimate car brains.
7’000 per year for a car? How much are you driving? The average is “only” 14’000 miles per year (median much lower). At 5$/gallon and 25 MPG that are fuel cost of 2’800 $. The rest combined should be below the fuel cost.
Yeah … I have no idea how they came up with such a figure.
5-7k a year? If you need an engine or transmission replacement every year, maybe. Or if you have an expensive-to-maintain import (like OOP’s bimmer) and you take it to a specialist mechanic every time it has the slightest hiccup.
But for 5-7k a year, you could be entirely replacing the car every year.